Japan Post Bank : Springer : 9789811514074 : 9811514070 : 10 Jul 2020 : This book provides a comprehensive view on how regional financial institutions should be operated in order to restore Japan's fiscal health. It points out that, even though the Japan Post Bank has been partially privatized, the old mandatory deposit system still virtually exists between the bank and the government. This makes the bank's asset portfolio heavily weighted toward Japanese government bonds and creates a bottleneck to restoring fiscal health. The book also demonstrates how this system and the low interest rate policy keep the bank's return on assets (ROA) low and expose the bank to an interest rate risk and credit risk.  While shedding light on the true nature of these problems, this work looks into the best ways regional financial institutions can be operated for the sake of regional economic revitalization. The process would involve integrating the three privatized public financial institutions (i.e.,