bAn engaging and accessible examination of what ails insurance markets--and what to do about it--by three leading economists p The authors . . . do a masterful job of explaining the intractable complexities created by this socially vital activity.--Martin Wolf, iFinancial Timesi, Best Books of 2022 Economicsb p Why is dental insurance so crummy Why is pet insurance so expensive Why does your auto insurer ask for your credit score The answer to these questions lies in understanding how insurance works. Unlike the market for other goods and services--for instance, a grocer who doesn't care who buys the store's broccoli or carrots--insurance providers are more careful in choosing their customers, because some are more expensive than others. p Unraveling the mysteries of insurance markets, Liran Einav, Amy Finkelstein, and Ray Fisman explore such issues as why insurers want to know so much about us and whether we should let them obtain this information why insurance entrepreneurs often fai