pReceiving a Distinguished Paper Award at the Mustang International Academic Conference held in Las Vegas, Nevada in Feb 2014, heightened my desire to author this book. This is an enjoyable lesson about the process of creating knowledge, competence, and monetary understanding. Learning how people describe their economic interests, explore attitudes, and explain their money values.ppA qualitative system of study allowed the most noticeable influences to fully develop and provided an actionable and participatory inquiry with the purpose to solve a social concern. A direct experience design allowed inductive insights to evolve as the contributors describe the 'said' discernment and understanding of financial literacy.ppThe persons in this case study were adults who have religious affiliations with the organizations in the case study and were willing to assist in the research effort. The NVIVO software was instrumental in collecting and analyzing relevant data, to develop actionable decisi