pstrongDiscover patterns in your spending and tackle the source of bad money habits by journaling throughout your total money makeover process. Now in bullet journal format strongppTake back control over your spending and transform bad habits into good ones by writing down anything significant that happens to you each day. Your emotions, relationship issues, setbacks, victories, life changes - anything. Then, take a look at the patterns you see. Do you tend to spend more when you're stressed Do you eat out more often when you don't get enough sleep The source of habits that are hindering your financial peace may not be what you think. ppWhen Dave Ramsey was experiencing his own total money makeover, he found that journaling was an effective way to see the big picture - even while in the midst of challenging days.ppNow in a bullet journal format with prompts for recording victories and setbacks, the emTotal Money Makeover Journalem is a tool for those who are ready to transform their fi